Who is eligible for Medicare?
The price of medical bills and health maintenance can be quite impressive. As individuals approach the age of 65 and retirement as well, they need to consider how they are going to make payment for these ongoing medical fees. The United States government has created Medicare, a health insurance system to help U.S. citizens cover the costs of their medical care. However, being a US citizen 65 years of age or older is not the only requirement to receive Medicare. You could qualify as well for benefits of Medicare if you are below 65 and have some disabilities or if you have total kidney failure. Because all American citizens have different medical and financial needs, it is important to choose the best health plan for you.
The future of Medicare:
You don’t need a crystal ball to see what Medicare will look like in the future; Just listen to what current and future employees will be selected. Republicans and Democrats agree on issues such as:
• Limit the overall growth of Medicare spending.
• Having middle class and senior retirees pay more cash.
• raise the age of eligibility.
Now, the latter may be quite familiar. It is already being done for Social Security benefits. The chances of someone between 40 and 40 receiving Social Security or Medicare benefits are decreasing.
One of the main proposals on the shelf was the Medicare proposal by Paul Ryan which is totally privatized.
Payment of a premium is unusual for Medicare Part A. You are eligible for Part A if you meet any of the requirements listed for Medicare.
After people with disabilities receive Social Security benefits in kind, there is a 24-month waiting period before they can receive Medicare. However, certain medical conditions may reduce or eliminate the waiting period.
People with ALS, amyotrophic lateral sclerosis or Lou Gehrig’s disease qualify for Medicare immediately benefits for Social Security disability are approved.
A person with ESRD may be immediately eligible for Medicare with no age limit or waiting period.
Each year, the federal government, the Centers for Medicare and Medicaid Services and the Social Security Administration (SSA) announce changes in policies and programs for Medicare beneficiaries and people with disabilities. Therefore, it is important to stay informed of these updates and consider the help of Medicare and Social Security specialists.
Medicare Parts A and B are sometimes referred to as “Original Medicare” or “Traditional Medicare.”
For people over 55, it is unlikely that you are going to see any modification in Medicare benefits, because most legalized proposals are not given appropriate attention. However, if you are under 55, be prepared so that the status quo is not acceptable. Be prepared with quotes you can find here https://www.medicareadvantageplans2020.org Medicare for you will be very different if it is still there!